ISA annual allowance
What is the ISA annual allowance right now?
The current figure is £20,000 (per year), effective from 2026-04-06 to 2027-04-05, according to HMRC / gov.uk. Last checked against the official source on 2026-08-11.
Budget 2026 (28 October 2026, read 1 November 2026, OOTLAR s.2.5, https://www.gov.uk/government/publications/budget-2026-overview-of-tax-legislation-and-rates-ootlar/budget-2026-overview-of-tax-legislation-and-rates-ootlar): "the government will retain the cash ISA limit at £20,000 for all savers over 18 years old from April 2027". The earlier note here, a £12,000 cash ISA cap for under-65s from 6 April 2027, is replaced by this. The current £20,000 figure was not re-read on 1 November.
Cite this figure
The ISA annual allowance is £20,000 (per year), effective 2026-04-06 to 2027-04-05. Source: HMRC / gov.uk (https://www.gov.uk/individual-savings-accounts/how-isas-work), via UK Rates & Thresholds (rates.trycashpilot.com), checked 2026-08-11.
| Official source | HMRC / gov.uk |
|---|---|
| Valid from | 2026-04-06 |
| Valid to | 2027-04-05 |
| Last checked | 2026-08-11 |
| Machine-readable | JSON for this figure |
History
| Previous values |
|---|
| £20,000 from 2017-04-06 (unchanged since) |