Premium Bonds prize fund rate
What is the Premium Bonds prize fund rate right now?
The current figure is 4.35% annual prize fund rate · odds 21,000 to 1 per £1 Bond (rate / odds), effective from 2026-09-01 to until changed, according to NS&I. Last checked against the official source on 2026-09-20.
Up from 3.80% (July 2026 draw) for the September 2026 draw, around 308,000 extra prizes (NS&I press release PR260818, 18 Aug 2026); changes at NS&I discretion. Previous source link (nsandi-corporate.com news item) is dead; NS&I press releases now live on nsandi.com.
Cite this figure
The Premium Bonds prize fund rate is 4.35% annual prize fund rate · odds 21,000 to 1 per £1 Bond (rate / odds), effective from 2026-09-01 (current until changed). Source: NS&I (https://www.nsandi.com/about-us/press-releases/2026/boost-for-premium-bonds-including-around-308k-extra-tax-free-prizes-plus-improved-rates-four-other-nsi-savings-products), via UK Rates & Thresholds (rates.trycashpilot.com), checked 2026-09-20.
| Official source | NS&I |
|---|---|
| Valid from | 2026-09-01 |
| Valid to | until changed |
| Last checked | 2026-09-20 |
| Machine-readable | JSON for this figure |
History
| Previous values |
|---|
| 3.80%, 22,000:1 from 2026-07 draw |
| 3.30%, 23,000:1 from 2026-04 draw |
| 3.60% from 2025-08 draw |