Savings & ISAs Checked 2026-08-11

FSCS deposit protection limit

£120,000 per person per authorised firm · temporary high balances up to £1.4m for 6 months

per person per firm · valid 2025-12-01 → until changed

What is the FSCS deposit protection limit right now?

The current figure is £120,000 per person per authorised firm · temporary high balances up to £1.4m for 6 months (per person per firm), effective from 2025-12-01 to until changed, according to FSCS / PRA. Last checked against the official source on 2026-08-11.

Raised from £85,000 on 1 December 2025. Joint accounts protected to £120k each.

Official source	FSCS / PRA
Valid from	2025-12-01
Valid to	until changed
Last checked	2026-08-11
Machine-readable	JSON for this figure

History

Previous values
£85,000 from 2017 to 2025-11-30
£75,000 from 2015 to 2017

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This is data, not advice. Figures are republished from official sources with links and dates — always verify with the linked official source before acting.