{
 "id": "fscs_protection_limit",
 "name": "FSCS deposit protection limit",
 "category": "savings",
 "value": "\u00a3120,000 per person per authorised firm \u00b7 temporary high balances up to \u00a31.4m for 6 months",
 "unit": "per person per firm",
 "valid_from": "2025-12-01",
 "valid_to": null,
 "source_url": "https://www.fscs.org.uk/check/check-your-money-is-protected/",
 "source_org": "FSCS / PRA",
 "confidence": "verified",
 "checked_at": "2026-08-11",
 "notes": "Raised from \u00a385,000 on 1 December 2025. Joint accounts protected to \u00a3120k each.",
 "history": [
  "\u00a385,000 from 2017 to 2025-11-30",
  "\u00a375,000 from 2015 to 2017"
 ]
}