Student loans Checked 2026-08-11

Student loan interest rates

Plans 1/4/5: 3.2% · Plan 2: 3.2–6.2% by income · Postgraduate: 6.2%
rates (academic year) · valid 2025-09-01 → 2026-08-31

What is the Student loan interest rates right now?

The current figure is Plans 1/4/5: 3.2% · Plan 2: 3.2–6.2% by income · Postgraduate: 6.2% (rates (academic year)), effective from 2025-09-01 to 2026-08-31, according to gov.uk / DfE. Last checked against the official source on 2026-08-11.

From 1 Sep 2026 rates move to RPI 4.1% basis — Plans 1/4/5 4.1%, Plan 2 up to 7.1%, PG 7.1%.

Official sourcegov.uk / DfE
Valid from2025-09-01
Valid to2026-08-31
Last checked2026-08-11
Machine-readableJSON for this figure

History

Previous values
Plans 1/4/5 4.3%, Plan 2 max 7.3%, PG 7.3% from 2024-09-01

More Student loans figures

Student loan Plan 1 threshold · Student loan Plan 2 threshold · Student loan Plan 4 (Scotland) threshold · Student loan Plan 5 threshold · all Student loans

This is data, not advice. Figures are republished from official sources with links and dates — always verify with the linked official source before acting.